How Does Fractional Real Estate Investment Work?

BuyProperly is a fractional ownership real estate investing platform that makes it easy to start owning property and diversifying your portfolio—just like investing in a stock or GIC. With as little as $500 CAD, first-time investors can begin building their real estate investment portfolio by leveraging the power of artificial intelligence (AI) which helps select high-growth residential, commercial, and redevelopment assets for the BuyProperly platform. Enjoy industry-leading flexibility with shorter time horizons, a great mix of high-growth assets, and stress-free exit capabilities.

BuyProperly launched its first property in January 2020 in Toronto, Canada, and has expanded its platform to 15 properties in 13 cities across Canada and the US. Learn more about our solid foundation of investors and advisors here.

BuyProperly and its team have been recognized with awards, including DMZ Women of the Year 2022

You can make money with BuyProperly in two ways—the sale of the property you’ve invested in and its rental income.

When a property is sold, any appreciation is paid back to investors in addition to their investment principal. Rental income is when tenants of the property you’ve invested in pay their rent to BuyProperly & we distribute it to investors. Read more in the Offering Memorandum of the property you’re interested in investing in.

Our vision is to make it incredibly easy for everyone to invest in real estate—regardless of your investment amount or experience.

The BuyProperly team is full of builders at heart. Led by CEO Khushboo Jha, the BuyProperly team is passionate about making real estate investing accessible for all. Learn more about our leadership team, awards and accolades, or read our latest media coverage

Our innovative, AI-powered approach to fractional real estate investment has garnered support and backing from high-profile investors, including Ryerson Futures, Fastbreak Ventures, Nurture Ventures, High Park Angels, Dreammaker Ventures, and established angel investors. BuyProperly’s advisory group includes renowned real estate, finance, and data science experts.

While BuyProperly and other investing startups are blazing trails in how we make investing simple, transparent, and hassle-free for investors, our companies have some key differences.

Industry: BuyProperly is focused solely on real estate investing—it’s what we do and we do it really, really well. Others may be focused on wealth management, savings, or other money and investment management vehicles.

Property type: BuyProperly has a high-value mix of residential, single-family homes (like condominiums, detached, and semi-detached homes) on our platform. Others may focus on institutional-grade commercial properties. We are different! BuyProperly uses the power of AI to identify and select Alpha properties (properties expected to outperform the market’s performance). Over 150 million data points go into our forecasting, including past real estate sales data, Google neighbourhood data, and macroeconomic data for the region.

Geography: BuyProperly’s platform includes properties available for investment in Canada and the US with plans for expanding into other countries, offering new and exciting opportunities to diversify your portfolio. Others only offer Canadian-based products.

Fees: BuyProperly’s business model charges a simple and transparent annual management fee (approximately 1-2.5% for rental-generating properties). In some cases, we may charge a deal sourcing fee.

Investment limits: BuyProperly’s investment buy-in can start from $500 CAD and allows the investor to determine how much they would like to invest beyond this initial buy-in*. Others may require an investment ranging from a minimum of $1 to a maximum of $1,500 but have additional administration and operational fees or subscription fees.

BuyProperly’s AI-powered platform is just part of what makes our company a real estate investing innovator. We leverage AI and machine learning to keep overall costs and fees low for investors, maximizing your investment performance with higher returns.

*Investment limits for BuyProperly customers may depend on investor eligibility based on guidelines from the Securities Commission. Learn more about real estate investing on our blog.

Absolutely! We love your friends and family. Once you create a BuyProperly account, you can access a unique referral link that will track your referral shares and reward you with a BuyProperly incentive that you can apply to your next investment.

Manage your investments with a tap through the BuyProperly mobile app, available on Apple App Store or Google Play store. Or log into the platform online through the BuyProperly website portal.